Harbor Care

Insurance

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Understanding John Hancock Long-Term Care Insurance

As life expectancy continues to rise, the need for long-term care becomes an increasingly significant concern. John Hancock long-term care insurance (LTCI) is designed to cover the costs associated with extended care services that are not covered by regular health insurance or Medicare. In this blog we will discuss the benefits, limitations and considerations when […]

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Does Private Insurance Cover Homecare?

If you’re wondering whether private health insurance will help cover homecare, the answer isn’t a simple yes or no. Let’s break it down. There are two types of private insurance: private health insurance and long term care insurance. Private health insurance is conventional health care coverage, which you might get from an employer or possibly

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